feat(payment): standalone ZarinPal broker on pay.flatrender.ir

A generic multi-client payment gateway so FlatRender, meezi.ir and
bargevasat.ir can all pay through ZarinPal's single verified callback
domain (pay.flatrender.ir).

New Go service services/payment (clones the notification skeleton +
vendored deps):
- migration 31_payment_broker.sql — `payment` schema: client_apps,
  transactions, webhook_deliveries.
- ZarinPal v4 client ported from the proven identity PaymentService
  (request.json -> StartPay -> verify.json; codes 100/101).
- client API: POST /v1/pay/request + /v1/pay/inquiry, authed by
  X-Api-Key + HMAC body signature; GET /callback/zarinpal (the single
  verified endpoint) verifies, then 302s the user back to the site's
  return_url (signed) and fires a signed, retried webhook.
- per-client ZarinPal merchant override (default = shared merchant);
  amount stored canonically in Rial, unit to ZarinPal env-configurable.
- admin API /v1/admin/* (FlatRender admin JWT): client-app CRUD +
  key issue/rotate + transactions list.

Deploy wiring: payment-svc in docker-compose.v2.yml (host port 1607),
pay.flatrender.ir server block in mirror-nginx conf, ENV_FILE +
README updates (cert SAN + manual migration note).

Admin UI: src/components/admin/PaymentsAdmin.tsx (client apps with
one-time key reveal + rotate, transactions table) + /admin/payments
page + nav link + fa/en strings; pay-admin proxy route to payment-svc.

Docs/SDK: deploy/PAYMENTS.md (integration contract) + deploy/sdk/flatpay.js
(zero-dep Node client + webhook verifier) for meezi/any site.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

services/payment/vendor/github.com/modern-go/concurrent/README.md

@@ -0,0 +1,49 @@
+# concurrent
+
+[![Sourcegraph](https://sourcegraph.com/github.com/modern-go/concurrent/-/badge.svg)](https://sourcegraph.com/github.com/modern-go/concurrent?badge)
+[![GoDoc](http://img.shields.io/badge/go-documentation-blue.svg?style=flat-square)](http://godoc.org/github.com/modern-go/concurrent)
+[![Build Status](https://travis-ci.org/modern-go/concurrent.svg?branch=master)](https://travis-ci.org/modern-go/concurrent)
+[![codecov](https://codecov.io/gh/modern-go/concurrent/branch/master/graph/badge.svg)](https://codecov.io/gh/modern-go/concurrent)
+[![rcard](https://goreportcard.com/badge/github.com/modern-go/concurrent)](https://goreportcard.com/report/github.com/modern-go/concurrent)
+[![License](https://img.shields.io/badge/License-Apache%202.0-blue.svg)](https://raw.githubusercontent.com/modern-go/concurrent/master/LICENSE)
+
+* concurrent.Map: backport sync.Map for go below 1.9
+* concurrent.Executor: goroutine with explicit ownership and cancellable
+
+# concurrent.Map
+
+because sync.Map is only available in go 1.9, we can use concurrent.Map to make code portable
+
+```go
+m := concurrent.NewMap()
+m.Store("hello", "world")
+elem, found := m.Load("hello")
+// elem will be "world"
+// found will be true
+```
+
+# concurrent.Executor
+
+```go
+executor := concurrent.NewUnboundedExecutor()
+executor.Go(func(ctx context.Context) {
+    everyMillisecond := time.NewTicker(time.Millisecond)
+    for {
+        select {
+        case <-ctx.Done():
+            fmt.Println("goroutine exited")
+            return
+        case <-everyMillisecond.C:
+            // do something
+        }
+    }
+})
+time.Sleep(time.Second)
+executor.StopAndWaitForever()
+fmt.Println("executor stopped")
+```
+
+attach goroutine to executor instance, so that we can
+
+* cancel it by stop the executor with Stop/StopAndWait/StopAndWaitForever
+* handle panic by callback: the default behavior will no longer crash your application