feat(payment): standalone ZarinPal broker on pay.flatrender.ir

A generic multi-client payment gateway so FlatRender, meezi.ir and
bargevasat.ir can all pay through ZarinPal's single verified callback
domain (pay.flatrender.ir).

New Go service services/payment (clones the notification skeleton +
vendored deps):
- migration 31_payment_broker.sql — `payment` schema: client_apps,
  transactions, webhook_deliveries.
- ZarinPal v4 client ported from the proven identity PaymentService
  (request.json -> StartPay -> verify.json; codes 100/101).
- client API: POST /v1/pay/request + /v1/pay/inquiry, authed by
  X-Api-Key + HMAC body signature; GET /callback/zarinpal (the single
  verified endpoint) verifies, then 302s the user back to the site's
  return_url (signed) and fires a signed, retried webhook.
- per-client ZarinPal merchant override (default = shared merchant);
  amount stored canonically in Rial, unit to ZarinPal env-configurable.
- admin API /v1/admin/* (FlatRender admin JWT): client-app CRUD +
  key issue/rotate + transactions list.

Deploy wiring: payment-svc in docker-compose.v2.yml (host port 1607),
pay.flatrender.ir server block in mirror-nginx conf, ENV_FILE +
README updates (cert SAN + manual migration note).

Admin UI: src/components/admin/PaymentsAdmin.tsx (client apps with
one-time key reveal + rotate, transactions table) + /admin/payments
page + nav link + fa/en strings; pay-admin proxy route to payment-svc.

Docs/SDK: deploy/PAYMENTS.md (integration contract) + deploy/sdk/flatpay.js
(zero-dep Node client + webhook verifier) for meezi/any site.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

services/payment/vendor/github.com/mattn/go-isatty/README.md

@@ -0,0 +1,50 @@
+# go-isatty
+
+[![Godoc Reference](https://godoc.org/github.com/mattn/go-isatty?status.svg)](http://godoc.org/github.com/mattn/go-isatty)
+[![Codecov](https://codecov.io/gh/mattn/go-isatty/branch/master/graph/badge.svg)](https://codecov.io/gh/mattn/go-isatty)
+[![Coverage Status](https://coveralls.io/repos/github/mattn/go-isatty/badge.svg?branch=master)](https://coveralls.io/github/mattn/go-isatty?branch=master)
+[![Go Report Card](https://goreportcard.com/badge/mattn/go-isatty)](https://goreportcard.com/report/mattn/go-isatty)
+
+isatty for golang
+
+## Usage
+
+```go
+package main
+
+import (
+	"fmt"
+	"github.com/mattn/go-isatty"
+	"os"
+)
+
+func main() {
+	if isatty.IsTerminal(os.Stdout.Fd()) {
+		fmt.Println("Is Terminal")
+	} else if isatty.IsCygwinTerminal(os.Stdout.Fd()) {
+		fmt.Println("Is Cygwin/MSYS2 Terminal")
+	} else {
+		fmt.Println("Is Not Terminal")
+	}
+}
+```
+
+## Installation
+
+```
+$ go get github.com/mattn/go-isatty
+```
+
+## License
+
+MIT
+
+## Author
+
+Yasuhiro Matsumoto (a.k.a mattn)
+
+## Thanks
+
+* k-takata: base idea for IsCygwinTerminal
+
+    https://github.com/k-takata/go-iscygpty